Where Does YNAB Store Budgets and Transactions?
Where YNAB keeps budgets on Android and iPhone plus the web app, and what syncs with login. Exact folders are covered below.
Last updated
YNAB is cloud ledger with phone editing. Budgets, categories, and payees live in your YNAB account. The phone caches recent months for offline entry. Bank import runs server side.
Same email means same budgets. Shared budgets need the same budget invite accepted on the new phone. Exact cache names shift with releases. For moves, sign in and let the budget download fully before entering transactions. Splitwise style duplicate budgets usually trace to a second trial email. Check the in app storage readout when sizes look wrong on different releases.
Where YNAB stores this, by platform
/sdcard/Android/data/com.youneedabudget.evergreen
Budgets follow your YNAB login. Phone holds a working copy plus cache. Bank links refresh server side. Match the email exactly on the new phone.
On My iPhone/YNAB
Budgets live in the YNAB container plus cloud. Sign in to restore plans. Phone reinstall never touches cloud ledger or version history.
Frequently asked questions
How do I move YNAB budgets to a new phone?
Sign in on the new phone with the same email and budgets return from the cloud. The phone holds login and cached transactions. Bank links refresh from the web side. Verify the budget name before wiping, since a second email shows empty.
Does YNAB keep version history?
Yes, in YNAB cloud with version history per budget. The phone holds a working copy plus attachments cache. Edits merge on sync. Export CSVs from the web for archiving, since the phone never holds the master ledger alone.
Notice an outdated path? Let us know.